Many Pakistanis are exploring migration options to enhance their quality of life and access better opportunities abroad. Driven by economic, social, and political factors, they seek new beginnings in diverse regions that offer stability and welcoming conditions. Our analysis spans continents—from Australia and Europe to the Caribbean and the dynamic societies of Asia-Pacific.
We delve into each country’s unique cultural appeal and assess their migration policies, cost of living, job prospects, societal security, and the quality of local education and healthcare systems, along with taxation nuances. This guide aims to help Pakistani migrants find the best fit for their relocation aspirations.
The 10 Best Countries to Migrate to From Pakistan
1. Portugal
Visa and Immigration Policies
Portugal offers a range of visas, including those for tourists, students, and workers. The Portuguese Residency by Investment Program stands out, enabling investors to obtain residency in Portugal by contributing at least PKR 75,362,175 (€250,000) towards artistic endeavors or the preservation and restoration of the nation’s cultural heritage. Alternatively, an investment of PKR 126,400,000 (€500,000) is permissible either in public or private scientific research facilities in Portugal or into Venture Capital/Private Equity Funds dedicated to sectors like technology, agriculture, startups, and healthcare.
Additionally, investors have the option to generate a minimum of 10 new permanent positions in Portugal without a specified investment requirement. Another pathway is to invest PKR 126,400,000 (€500,000) to establish a commercial enterprise in Portugal while creating 5 permanent jobs.
The visa covers the investor and their immediate family, allowing them to live, work, and study in Portugal. Initially valid for one year, the visa can be extended through two successive two-year renewals, setting a path toward permanent residency (PR) and eventual citizenship eligibility after five years. Even with residency status, you will still have visa-free travel throughout the Schengen Zone.
Applicants must be over 18, financially stable, and have no criminal record. The process entails obtaining a Portuguese tax number and establishing a local bank account.
Cost of Living
Portugal’s cost of living is relatively low compared to other Western European countries. A family of four might spend around PKR 631,990 (€2,350) monthly excluding rent, in urban centers like Lisbon or Porto. Individual monthly expenses might average about PKR 189,597 (€750) excluding rent. Living costs are even lower in smaller towns and rural areas.
Cultural Adaptation
Portugal is celebrated for its hospitable culture and substantial expatriate community, easing the transition for newcomers. While Portuguese is the primary language, English is widely spoken in business and tourist areas, facilitating smoother integration.
Employment Opportunities
Though smaller than some larger European economies, Portugal’s job market is growing in areas such as technology, renewable energy, tourism, and agriculture. Cities like Lisbon and Porto are particularly vibrant, with active startup scenes.
Quality of Life
Portugal is known for its mild climate, scenic landscapes, and rich historical heritage, all contributing to a high quality of life. Residents enjoy excellent healthcare, educational opportunities, and a wide array of leisure activities.
Healthcare System
The healthcare system in Portugal includes both public and private sectors. The public system is accessible to all social security contributors (including expatriates), offering extensive coverage at a low cost. However, many expatriates choose to have private health insurance to cover more immediate or specialized medical needs and to gain access to a broader network of healthcare providers.
Education System
In Portugal, expatriates with residency status have access to the public education system, which is free from pre-school through to high school. Public schools primarily instruct in Portuguese, so while the education is accessible, the language barrier should be considered for families from non-Portuguese-speaking backgrounds. For families seeking education in English, there are numerous international schools, particularly in major cities such as Lisbon and Porto. Higher education is also accessible to expatriates, with universities in Portugal offering a range of programs in English. These institutions often attract international students and can be an excellent option for expatriates’ children looking to pursue university degrees. Like local students, expatriates with residency can apply, but tuition fees apply and can vary widely depending on the institution and the program of study.
Taxes
Portugal’s income tax system is progressive, with rates ranging from 14.5% to 48%. The Non-Habitual Resident program offers reduced tax rates on specific income types for new residents for ten years. Under this program, qualifying expatriates can enjoy a flat income tax rate of 20% on Portuguese-sourced income from high-value activities (which encompass a predefined list of professions considered to have high added value, like doctors, engineers, architects, and certain types of business managers) and are exempt from Portuguese income tax on certain types of foreign-sourced income (such as pensions, dividends, royalties, and interest income) for a period of ten years.
Corporate Taxes
The corporate tax rate in Portugal is generally 21% for companies. However, there are some regional variations. For instance, in the autonomous regions of Madeira and the Azores, the corporate tax rate can be lower due to specific regional incentives aimed at promoting economic development in those areas.
2. Malta
Visa and Immigration Policies
Malta offers a variety of visa options tailored for Pakistani migrants, including work visas and family reunification visas. Malta’s Citizenship by Investment Program allows investors to acquire lifetime citizenship that can be passed on to future generations. For Pakistani investors, the process typically spans 8 to 12 months, providing a swift route to citizenship. Options include a non-refundable investment of PKR 54,283,200 (€600,000) after maintaining residency for 36 months, or PKR 67,854,000 (€750,000) after a 12-month residency period. Investors must also purchase residential property worth at least PKR 63,330,400 (€700,000) or enter a rental agreement costing at least PKR 1,447,552 (€16,000) annually for a minimum of five years. A donation of PKR 904,720 (€10,000) to a registered Maltese NGO is also required. This program facilitates Schengen residency and visa-free access to 184 countries, including the US, Canada, and the UK.
Alternatively, Malta’s Residency by Investment Program requires renting a property annually for at least PKR 904,720 (€10,000) in southern Malta or Gozo, or PKR 1,085,664 (€12,000) in other areas, or buying property valued at a minimum of PKR 27,141,600 (€300,000) in the south of Malta or Gozo, or PKR 31,665,200 (€350,000) elsewhere in Malta. These properties must be held for at least five years, and a PKR 180,944 (€2,000) donation to a local NGO is necessary. The application process for Malta’s Citizenship by Investment is relatively quick, generally taking between 120 to 150 days.
Cost of Living
The cost of living in Malta is moderate relative to other European countries. For an individual, monthly expenses average PKR 82,419 (€911), inclusive of rent and other living costs. Without rent, monthly expenses drop to about PKR 35,826 (€396) per month.
Cultural Adaptation
With English as an official language and a growing Pakistani community, adapting to life in Malta is facilitated by the presence of familiar cultural elements. Malta’s rich Mediterranean heritage and historical connections to Europe and North Africa offer a unique cultural experience that is welcoming to newcomers.
Employment Opportunities
Malta’s job market is thriving, particularly in the technology, gaming, and finance sectors. These industries are key to Malta’s economic growth, providing substantial opportunities for IT professionals, software developers, and those in the gaming and finance industries.
Quality of Life
Malta is renowned for its high quality of life, safe environment, pleasant climate, and rich cultural heritage. The island’s lifestyle offers a balance between work and leisure, making it an attractive place for expatriates seeking a relaxed Mediterranean lifestyle.
Healthcare System
Upon becoming residents of Malta, expatriates have access to the nation’s public healthcare system, which is known for its high quality and comprehensive services. To utilize these services, expats must contribute to Malta’s social security system, similar to Maltese citizens. These contributions grant them access to a range of public healthcare services at minimal or no additional cost. However, due to potential waiting times and limitations in some public healthcare services, many expatriates also choose to have private health insurance. This insurance often covers faster access to specialists, private hospital services, and additional medical procedures not fully covered under the public system, providing a more flexible healthcare experience.
Education System
For expatriate families residing in Malta, the education system offers several options. Public schools in Malta are free of charge for all residents, including expatriates, and the primary language of instruction is Maltese, although English is also widely used. This can be particularly advantageous for children from English-speaking families. For those seeking education in other languages or international curricula, Malta also has a good selection of private international schools. These schools typically offer curricula like the International Baccalaureate (IB), British, or American systems, but come with tuition fees. These institutions are popular among expatriate families for providing a seamless transition with globally recognized education standards.
Taxes
Malta offers a favorable tax environment with no inheritance, estate, or wealth taxes, and no municipality or real estate taxes. Personal income is taxed progressively from 15% to 35%. Taxpayers benefit from specific subtraction values in the tax calculation, which smoothens the transition between different income brackets and reduces the actual tax burden.
Corporate Taxes
Corporate entities in Malta are subject to a 35% tax rate on global income and capital gains. However, shareholders can receive partial or full refunds of the tax paid by the company upon dividend distribution, which can significantly reduce the effective corporate tax rate.
3.Antigua and Barbuda
Visa and Immigration Policies
Antigua and Barbuda’s Citizenship by Investment Program offers several pathways for Pakistani investors seeking citizenship. Individuals can make a non-refundable contribution starting at USD 100,000 or choose a family application for USD 125,000, suitable for a family of five or more. Additional investment options include purchasing real estate with a minimum value of USD 200,000, investing USD 400,000 in approved business ventures, or contributing USD 150,000 to the University of the West Indies (UWI) Fund for families of six or more. This last option also provides a one-year, tuition-only scholarship for one family member.
The program grants citizenship, allowing visa-free travel to over 150 countries, making it highly competitive among global citizenship programs. The program also stands out for its broad definition of family, allowing the main applicant to include their spouse and dependent children under 31, parents, grandparents over 55, and unmarried siblings. This can be particularly advantageous for those aiming to both secure employment and a prosperous future for their extended family.
Cost of Living
Living costs in Antigua and Barbuda are higher than in many other countries, particularly outside major tourist hubs. This is largely due to the islands’ emphasis on luxury resorts and services, which inflates the prices of everyday items, housing, and imports.
For a single person living in a more affordable area, estimated monthly expenses including rent range from approximately PKR 114,367 (USD 1,373) to PKR 140,189 (USD 1,683). For homeowners without rental costs, monthly expenses range between PKR 52,727 (USD 633) and PKR 56,892 (USD 683).
Cultural Adaptation
With an English-speaking population and a growing Pakistani community, adapting to local customs is generally straightforward. The Caribbean lifestyle is relaxed and community-focused, providing a warm and welcoming atmosphere for newcomers.
Employment Opportunities
The primary economic driver in Antigua and Barbuda is tourism, which creates various employment opportunities in hotel and resort management, tour operations, and hospitality services. The expanding real estate sector offers roles in property development, sales, and management. Additionally, the growing business services sector provides jobs in retail, financial services, and digital enterprises, continuously diversifying employment options for both locals and expatriates.
Quality of Life
Antigua and Barbuda are known for their exquisite natural beauty, featuring pristine beaches and clear waters, ideal for relaxation and aquatic activities. The islands’ tranquility, coupled with luxurious amenities and a friendly local community, fosters a serene and upscale lifestyle.
Healthcare System
In Antigua and Barbuda, the public healthcare system, known as the Medical Benefits Scheme (MBS), offers high-quality medical services that are largely free for citizens and permanent residents at the point of delivery. Expatriate citizens, including those who obtain citizenship through investment, have access to these public healthcare services. Non-citizen expatriates can also access public healthcare but typically must pay for services out-of-pocket or through health insurance. It is advisable for non-citizen residents to have private health insurance to cover potential gaps in the public system, which may include limited services and longer wait times for certain treatments.
Education System
The education system in Antigua and Barbuda is accessible to all residents, including expats, offering a range of academic and vocational pathways in public schools at no charge. The government-funded system ensures that primary and secondary education is available to prepare students for higher education or vocational careers.
Taxes
Antigua and Barbuda provide a tax-friendly environment with no personal income tax on local or worldwide income for residents residing in the country for over 183 days annually. The government also does not levy capital gains, inheritance, or estate taxes. Non-residents should note the 25% withholding tax on locally sourced income, though foreign tax relief is available under certain agreements.
Corporate Tax Rates
- Resident Companies: Taxed at 25% on worldwide income.
- Non-resident Companies: Taxed at 25% only on income sourced within Antigua and Barbuda.
International Business Corporations (IBCs) in Antigua and Barbuda benefit from possible corporate tax exemptions for a specific period, showcasing the country’s efforts to maintain a business-friendly climate.
4. Saint Kitts and Nevis
Visa and Immigration Policies
Saint Kitts and Nevis offers a compelling Citizenship by Investment Program, tailored specifically for investors from Pakistan seeking to acquire citizenship with international benefits. Investors can gain citizenship through several avenues: a non-refundable contribution to the Sustainable Growth Fund starting at 41709255 PKR (USD 150,000), or investing in real estate with a minimum value of 55612340 PKR (USD 200,000). The real estate must be held for at least seven years.
This program is attractive due to its relatively quick processing time and the opportunity it offers for visa-free travel to over 150 countries, including Schengen area countries, the UK, and Russia. The program’s flexibility is notable, allowing for the inclusion of a spouse, children under 26, and parents over 65, with the possibility of adding dependents post-citizenship. The government does not impose a residency requirement, which is enticing for those seeking a second citizenship without relocation. Eligibility criteria include being over 18 and fulfilling investment criteria.
Cost of Living
The cost of living in Saint Kitts and Nevis is moderate. While the islands cater to luxury lifestyles, particularly in the tourism sector, living costs can be managed with careful planning. For a single person, monthly expenses excluding rent are approximately PKR 90,000 (USD 500).
Cultural Adaptation
Saint Kitts and Nevis has a small but vibrant and welcoming community. English is the official language, which eases communication barriers and aids in the cultural adaptation process for Pakistanis. The islands host a mix of Caribbean and British influences, offering a laid-back lifestyle with community-oriented values that appeal to new residents.
Employment Opportunities
The economy of Saint Kitts and Nevis is predominantly driven by tourism, real estate, and financial services. There are growing opportunities in sectors such as information technology and renewable energy, attracting international businesses and professionals. For Pakistanis, the financial services sector provides numerous opportunities, especially given the country’s reputation as an offshore financial hub.
Quality of Life
Saint Kitts and Nevis is renowned for its beautiful landscapes, pristine beaches, and tranquil environment ideal for relaxation and leisure. The islands offer a high quality of life with a blend of natural beauty and modern amenities, providing a peaceful living setting that balances modern comforts with a serene island lifestyle.
Healthcare System
The healthcare system in Saint Kitts and Nevis provides essential services, with facilities equipped to handle routine medical care and some emergencies. Citizens, including those who acquire citizenship through investment, are entitled to use public healthcare services. Expatriates and non-citizen residents typically supplement their healthcare needs with private insurance to cover more extensive medical treatments and procedures that may not be available locally.
Education System
The education system in Saint Kitts and Nevis offers free public schooling from preschool through to secondary level. The system is well-established, providing a solid foundation in primary and secondary education, and is accessible to children of citizens and residents alike. Higher education opportunities are limited on the islands, prompting students to travel abroad for university-level education.
Taxes
Saint Kitts and Nevis is considered a tax haven, with no personal income, capital gains, or inheritance tax imposed on residents. This favorable tax structure makes it an attractive destination for business investors and individuals seeking to maximize their income potential.
Corporate Taxes
The corporate tax environment is equally favorable, with no corporate income tax levied on companies based in Saint Kitts and Nevis. This policy is part of the government’s strategy to attract foreign investment and stimulate economic growth, making it an ideal setting for starting and operating a business with global reach.
5. Dominica
Visa and Immigration Policies
Dominica offers an attractive Citizenship by Investment Program for Pakistani investors looking to gain a second citizenship with significant global benefits. Options for investment include making a non-refundable contribution to the Economic Diversification Fund starting at PKR 27,180,000 (USD 100,000) for a single applicant or investing in approved real estate with a minimum value of PKR 54,360,000 (USD 200,000). The real estate must be retained for at least three years. The program allows the main applicant to include a spouse, dependent children under 31, and senior parents or grandparents.
Dominica permits dual citizenship and does not require a residency period, providing considerable flexibility. The application process mandates a virtual interview for applicants and dependents over 16, ensuring comprehensive screening. This program is appealing due to its efficient processing time and the advantage of visa-free access to over 130 countries, including the EU and the UK.
Cost of Living
The cost of living in Dominica is relatively low compared to other Caribbean islands, which makes it an appealing destination for long-term residence. For a single person, monthly expenses excluding rent average around PKR 54,360 (USD 200). Living costs can be significantly lower for those who own their property, allowing for a more affordable lifestyle amidst Dominica’s natural beauty.
Cultural Adaptation
Dominica’s rich cultural heritage and friendly community make it an easy place for Pakistanis to adapt. English is the official language, aiding in seamless communication and integration. The island’s lifestyle is laid-back and community-focused, offering a welcoming environment to newcomers seeking a tranquil life.
Employment Opportunities
The economy of Dominica is primarily based on agriculture, tourism, and increasingly, on financial services due to the growing offshore banking sector. There are opportunities for entrepreneurs and professionals, particularly in eco-tourism and agricultural exports. For Pakistanis, these sectors provide a platform to leverage skills and contribute to the island’s economic development.
Quality of Life
Dominica is known for its pristine natural environments, including rainforests, rivers, and volcanic hot springs, making it ideal for those who enjoy nature and outdoor activities. The quality of life is enhanced by the island’s peaceful atmosphere, low crime rate, and community-oriented culture, providing a serene setting for residents.
Healthcare System
The healthcare system in Dominica offers essential services with several health centers and a main hospital that provides care to citizens and residents. While the services cover basic needs, many residents opt for additional private health insurance to cover more comprehensive health needs or medical treatment abroad, as complex medical cases may require travel to larger neighboring islands or the mainland.
Education System
Education in Dominica is accessible and free up to secondary level and aims to provide a solid foundation in basic education. The state operates several primary and secondary schools, with private schooling options. Students often go abroad for higher education, with scholarship opportunities available for outstanding students.
Taxes
Dominica offers a tax-friendly environment for residents, with no capital gains tax, no inheritance tax, and no wealth tax. Income tax is progressive, with rates ranging from 15% to 35%, which is favorable compared to many other countries. This advantageous tax structure makes Dominica attractive for business investment and retirement.
Corporate Taxes
Corporate tax rates in Dominica are competitive, with a standard rate of 25% on profits. This supports the government’s initiative to encourage foreign investment and stimulate business development within the country. The regulatory environment is also geared towards facilitating business operations, making it simpler for Pakistani entrepreneurs to establish and grow their businesses in Dominica.
6. Singapore
Visa and Immigration Policies
Singapore offers a robust framework for Pakistanis looking to relocate, including various visas and permits tailored to professionals, entrepreneurs, and their families. One popular route is the Employment Pass for foreign professionals, managers, and executives planning to work in Singapore, requiring a minimum monthly salary of PKR 481,200 (SGD 5000), increasing with the applicants’ age. For entrepreneurs, the Employment Pass facilitates the entry and stay of eligible foreign entrepreneurs keen to start and operate a venture-backed business in Singapore that possesses innovative technologies. The pass is initially valid for up to two years and can be renewed for up to three years. For certain tech professionals in high-demand areas, a longer duration of up to five years may be granted. The Employment Pass allows holders to bring certain family members to Singapore and provides the flexibility to change employers without reapplying for a new pass.
Cost of Living
Singapore is known for its high cost of living, which is reflected in the expenses required for accommodation, utilities, transportation, and personal consumption. For a single person, monthly expenses excluding rent average around PKR 187,680 (SGD 1,750 or USD 1,285). Government policies favor permanent residency holders for certain housing loans and eligibility to buy second-hand units of government flats.
Cultural Adaptation
The multicultural environment in Singapore, where English is widely spoken, makes it easier for Pakistanis to adapt. The diverse blend of cultures offers a dynamic social atmosphere that is welcoming to new residents, providing a smooth transition and integration into the local community.
Employment Opportunities
Singapore’s economy is highly developed, offering vast opportunities in sectors like finance, technology, and biotechnology. The PR status provides a competitive edge in the job market as it removes many of the restrictions associated with work visas and permits. This is particularly advantageous in a country where companies favor hiring PRs and citizens due to regulatory preferences.
Quality of Life
Singapore offers an exceptional quality of life with its world-class infrastructure, efficient public services, and high safety standards. The city-state is renowned for its cleanliness, public order, and vibrant lifestyle, making it an attractive destination for those seeking a blend of modern amenities and accessible nature.
Healthcare System
Singapore’s healthcare system is accessible to permanent residents (PRs), offering high-quality medical services at a lower cost compared to non-residents, thanks to a mixed financing system. This system includes government subsidies, insurance, and contributions from the Central Provident Fund (CPF), which PRs can use to cover medical expenses, ensuring comprehensive healthcare coverage. Recognized globally for its efficiency and high standards, the healthcare system in Singapore is among the best in the world. Expatriates typically supplement this with private health insurance to manage the difference between public subsidies and the actual costs of medical care.
Education System
The education system in Singapore is highly regarded internationally, offering a range of public and private schooling options. Education for expatriate children is typically provided at international schools, which offer various international curricula but come with high tuition fees. The state education system is rigorous and competitive, with English as the medium of instruction, which is advantageous for Pakistani students.
Taxes
Singapore’s tax regime is favorable for permanent residents, featuring no capital gains tax and competitive personal income tax rates that cap at 22%. The PR status also allows individuals to contribute to and benefit from the Central Provident Fund (CPF), which provides additional tax relief and financial benefits for healthcare, home ownership, and retirement savings.
Corporate Taxes
Businesses benefit from a corporate tax rate of 17%, with various exemptions and incentives available, especially for industries prioritized by the government. This makes Singapore an appealing place for Pakistanis looking to establish or expand their business ventures, with a supportive environment for entrepreneurship and innovation.
7. The UAE
Visa and Immigration Policies
The UAE’s Golden Visa Program is a significant incentive for Pakistanis, offering long-term residency visas to investors, entrepreneurs, and those with exceptional talents. This initiative underscores the UAE’s commitment to drawing and retaining contributors to its economic growth. For Pakistani entrepreneurs, purchasing a property worth at least PKR 45,682,312 (USD 550,000 or AED 5 million) is necessary. Moreover, the UAE has introduced a Remote Working Visa, appealing to digital nomads who can reside in the UAE while working for companies based abroad. Eligibility for this visa requires proving a consistent monthly income of at least PKR 290,705 (USD 3,500).
Cost of Living
For a single person residing in an affordable area of the UAE, monthly living expenses, including rent, groceries, utilities, transportation, healthcare, and entertainment, range from PKR 118,154 (AED 5,225 or USD 1,422) to PKR 319,074 (AED 14,110 or USD 3,841). If you own property and do not pay rent, your monthly living costs will vary between PKR 45,452 (AED 2,010 or USD 547) and PKR 216,617 (AED 9,580 or USD 2,608).
Cultural Adaptation
The United Arab Emirates is an excellent destination for Pakistani expatriates, offering a dynamic multicultural environment that facilitates easy cultural adaptation. The existing vibrant Pakistani community helps blend cultural familiarity with new experiences, making the UAE an attractive, economically thriving place to live.
Employment Opportunities
The UAE’s tax-free income is a major attraction. Its strategic location, excellent infrastructure, and business-friendly policies create an ideal environment for various industries such as finance, engineering, and IT. The UAE is perfect for entrepreneurs starting new businesses or professionals aiming for career advancement, providing ample opportunities and economic stability for Pakistanis considering a long-term move.
Quality of Life
Life in the UAE offers a mixture of modernity and tradition, providing residents with a luxurious lifestyle and advanced amenities. The country’s emphasis on safety and security, along with its diverse cultural landscape, ensures a unique and enriching living experience. The UAE’s ongoing commitment to innovation and development in sectors like education, healthcare, and infrastructure further elevates the quality of life for its diverse residents.
Healthcare System
The UAE’s healthcare system is advanced and equipped, delivering high-standard medical care. Expat residents generally do not access free healthcare. Public healthcare services require health insurance, often provided by employers or independently arranged if self-employed. Although public healthcare services are more affordable than private options, they do not offer free services, and many expats prefer private healthcare for faster service, access to English-speaking doctors, and a wider range of services.
Education System
Education in the UAE for expatriate children is typically facilitated through private international schools, offering various curricula but incurring tuition fees. Government schools are free for Emirati citizens but charge fees for expatriates, teaching in Arabic and following the national curriculum, which may not suit all expatriate children due to language and curricular differences. Therefore, schooling expenses can be substantial for expat families, with international school fees averaging between PKR 287,709 (AED 12,723 or USD 3,464) to PKR 1,449,356 (AED 64,093 or USD 17,449) annually, not including admission fees, transportation, uniforms, and books.
Taxes
One of the UAE’s major fiscal advantages is the absence of personal income tax, making it highly attractive for high-earning professionals. Additionally, there are no taxes on capital gains, wealth, or inheritance.
Corporate Tax Rates
- Taxable Income (AED) 0 – 375,000: 0%
- Over 375,000: 9%
8. Turkey
Visa and Immigration Policies
Turkey provides a variety of visa options for Pakistanis, including tourist, student, and work visas. Additionally, the Citizenship by Investment Program in Turkey is an attractive prospect, offering lifelong citizenship that can be passed down to future generations. This program presents diverse investment opportunities, starting with real estate purchases at PKR 20,824,337 (USD 250,000). Other investment avenues include fixed capital contributions, bank deposits, government bond investments, or investing in venture funds, each requiring at least PKR 41,648,675 (USD 500,000). Another option includes creating employment for a minimum of 50 people. All investments need to be maintained for a period of three years. Turkish citizenship allows visa-free or visa-on-arrival access to over 110 countries, including potential travel within the EU.
Cost of Living
Turkey’s cost of living is considerably lower than many Western countries, which appeals to those seeking a more affordable lifestyle. Expenses such as housing, groceries, and utilities are significantly lower than in Western Europe or North America. For instance, a family of four living in Istanbul might expect monthly costs of around PKR 208,243 (USD 2,500), excluding rent, while the costs for a single person might be about PKR 58,308 (USD 700), excluding rent. Cities like Ankara and Izmir offer even more economical living options.
Cultural Adaptation
Turkey’s rich cultural heritage and diverse expatriate communities facilitate a smooth transition for Pakistani migrants. The growing familiarity with English alongside the prevalence of multicultural communities enhances the ease of integration and enriches the overall experience in Turkey.
Employment Opportunities
Turkey offers diverse business opportunities, particularly in sectors such as agriculture, textiles, tourism, construction, automotive, and real estate. Its strategic geographical position provides unique access to European, Asian, and Middle Eastern markets, positioning it as a prime hub for international trade and exports. The burgeoning technology sector and startup culture, especially in urban centers, create promising avenues for innovation and entrepreneurship. Opportunities abound for English-speaking professionals in multinational companies and educational institutions.
Quality of Life
Turkey offers a high quality of life with its unique mix of modern amenities and deep cultural roots. The country’s varied landscape, from stunning coastlines to vibrant cities and tranquil countryside, enriches residents’ lives. The array of activities available, from leisure and outdoor pursuits to cultural festivals and diverse culinary experiences, combined with a pleasant Mediterranean climate, makes living in Turkey highly desirable.
Healthcare System
Turkey’s healthcare system comprises both public and private services, known for their accessibility and quality. The country has made significant investments in healthcare infrastructure, which includes modern medical facilities and highly skilled healthcare professionals. Expatriates must either enroll in private health insurance or contribute to the Turkish Social Security System (SGK) to access public healthcare services. Those with SGK coverage enjoy similar benefits to Turkish citizens, including reduced-cost or free services.
Education System
Turkey’s education system is extensive and structured, encompassing both public and private institutions. Education is compulsory up to the age of 18 and is free in public schools. The quality of education at Turkish universities is increasingly recognized internationally. Numerous international schools and universities offer education in various languages, catering particularly to expatriate families.
Taxes
Turkey’s tax system is favorable for property investors due to low property taxes. The country has a double taxation agreement with Pakistan, which benefits Pakistani residents living in Turkey. Personal income tax rates vary from 15-40%.
Additional Tax Information
- Personal Income Tax: Residents are taxed on their worldwide income, whereas non-residents are taxed only on income sourced within Turkey. The tax brackets are progressive, ranging from 15% to 40% based on income levels.
- Corporate Tax Rates: The standard rate is 25%, with financial sector entities like banks and insurance companies facing a higher rate of 30%. Exporters benefit from a 5% tax reduction on export income.
- Property Tax Rates: Residential properties are taxed at 0.1% of their assessed value, doubling to 0.2% in major urban areas. Commercial properties face a tax of 0.2%, which increases to 0.4% in major cities.
- Capital Gains Tax: Gains from asset sales, such as real estate or shares, are taxed between 15% and 40%, with a tax reduction applied by indexing gains to inflation. Assets held for more than five years are exempt from capital gains tax.
- Inheritance Taxes: Rates range from 1% to 30%, depending on the relationship between the deceased and the heir, as well as the value of the inheritance. These taxes apply to both domestic and worldwide assets.
- Free Zone Tax Law: Turkey’s economic Free Zones offer numerous tax advantages, including exemptions from customs duties and corporate income tax for manufacturing companies, as well as VAT, stamp duty, and real estate tax on transactions within the zones. Companies exporting goods produced in the Free Zones are exempt from income tax on employee salaries, provided these exports constitute at least 85% of the goods’ FOB value.
9. Malaysia
Visa and Immigration Policies
Malaysia’s My Second Home (MM2H) program is favored among expatriates, particularly retirees and those with independent means, as it offers a renewable long-term visa. To qualify, applicants must meet specific financial criteria, which include maintaining a minimum balance in a Malaysian bank account and demonstrating a steady income. The MM2H visa is initially valid for up to ten years and allows for multiple entries, making it ideal for those who travel frequently.
Applicants are required to prove a minimum offshore income and open a Fixed Deposit account in a Malaysian bank with a specified amount. Although the MM2H visa does not directly lead to employment, permanent residency, or citizenship, it does offer substantial benefits. These include the ability to purchase property with fewer restrictions and the option to import a car tax-free under certain conditions. Family members can also be included in the application, enhancing its attractiveness for those seeking a long-term stay in Malaysia without the intention of direct investment.
Cost of Living
The cost of living in Malaysia is one of the lowest in Southeast Asia, yet the standard of living is high. Monthly costs for a family of four are about PKR 420,450 (RM7,500) excluding rent, while a single person’s costs are around PKR 112,120 (RM2,100) excluding rent.
Cultural Adaptation
Malaysia is a multicultural country with a significant expat population, offering a diverse and inclusive environment. English is widely spoken, particularly in urban areas, which eases communication and business dealings.
Employment Opportunities
Malaysia offers opportunities in various sectors including manufacturing, services, and digital technologies. The government’s focus on high-tech industries and innovation is creating new job prospects.
Quality of Life
Malaysia offers a tropical climate, diverse cultures, and a wide range of leisure activities, from shopping and dining to outdoor adventures. Its healthcare and education are of high quality and reasonably priced.
Healthcare System
Malaysia has an efficient public and private healthcare system known for its high quality and affordability. Expatriates typically opt for private healthcare, which is both accessible and inexpensive compared to Western standards.
Education System
The education system in Malaysia is versatile, offering public, private, and international schools, many of which teach in English and are well-equipped to meet international standards.
Taxes
Personal Income Taxes
Malaysia has a territorial tax system, meaning only income earned within the country is taxed. Personal income tax rates range from 0% to 30%.
Corporate Taxes
The corporate tax rate in Malaysia is generally 24% for resident companies. However, small and medium-sized enterprises (SMEs) in Malaysia benefit from a lower tax rate of 17% on the first MYR 600,000 of chargeable income, provided their paid-up capital is MYR 2.5 million or less and they are not part of a group with larger companies.
10. Thailand
Visa and Immigration Policies
Thailand offers various residency options that cater to diverse needs. The Thailand Privilege Residence Program, managed by the Thailand Privilege Card Company Limited (TPC), provides several tiers of residency. These range from a 5-year Gold card to a 20-year Elite card, which is available by invitation only. Each tier offers distinct benefits, and an application fee is required upon application submission.
Another compelling option is the Long Term Residence Program, tailored to different categories of individuals including Wealthy Global Citizens, Wealthy Pensioners, work-from-Thailand professionals, and Highly Skilled Professionals. This program grants up to ten years of residency and includes additional perks like reduced administrative requirements and favorable tax conditions. It is designed to attract affluent individuals and professionals looking to live and work in Thailand, enhancing the country’s appeal as a destination for international residents.
Cost of Living
Living in Thailand remains affordable compared to many Western countries. For a family of four, monthly expenses are roughly PKR 188,100 (THB 37,800) excluding rent. For an individual, monthly costs average about PKR 47,020 (THB 9,450) excluding rent.
Cultural Adaptation
Thailand’s rich culture and hospitality, along with a substantial expatriate community, make adapting to life in Thailand relatively smooth. English is widely spoken in major cities and tourist regions, facilitating easier daily interactions and business engagements.
Employment Opportunities
Employment prospects in Thailand are abundant in the tourism, real estate, and education sectors, as well as in multinational corporations. The tech and startup ecosystem is rapidly growing, driven by supportive government policies aimed at fostering innovation.
Quality of Life
Thailand’s beautiful landscapes, tropical climate, and vibrant cultural scene contribute to a high quality of life. Affordable recreational activities and the country’s culinary diversity further enhance the living experience for residents.
Healthcare System
The healthcare system in Thailand is renowned for its high quality, offering both public and private medical services. While the public system provides good standards of care, the private sector is preferred by expatriates for its superior facilities and shorter wait times.
Education System
Thailand provides a variety of educational options, ranging from public schools to private and international institutions that offer English-language instruction. The presence of internationally accredited universities makes Thailand an attractive place for higher education.
Taxes
Residents in Thailand are subject to a progressive income tax, which ranges from 0% for those earning under PKR 2,388,000 (THB 480,000) annually to 35% for incomes above PKR 23,880,000 (THB 4,800,000). Non-residents are taxed only on their Thai-sourced income.
Reasons for Migration from Pakistan
Pakistanis often seek new horizons when working abroad for various reasons. Economic challenges, like sluggish growth and a growing population, have led to more unemployment and underemployment. Many find that the local job market can’t offer them the wages or opportunities they need.
Natural disasters have also periodically turned lives upside down, and political instability has made many search for stability and security in other countries.
Key Factors to Consider When Moving Abroad
If you’re a Pakistani thinking about moving to another country, you’ve got a complex landscape of considerations to navigate to ensure a smooth transition. Visa requirements can vary and dictate how feasible your migration is. Knowing the job market is essential; it’s not just about job availability but also the demand for your specific skills and the competition you might face.
The cost of living can also vary widely between countries and even within different regions of the same country. You must carefully weigh these factors to make informed decisions about your future abroad.
Popular Migration Destinations
The destinations where Pakistanis migrate are diverse. The Gulf Cooperation Council (GCC) countries, like the United Arab Emirates (UAE), have been popular because of the demand for low-skilled and semi-skilled workers, offering temporary employment opportunities. However, for those looking for longer-term relocation with the chance of family reunification, countries in Europe, such as Canada, and the United States, are often the top picks.
These destinations are attractive for the potential of a more stable life and the opportunities they offer. Countries like Australia, Malaysia, and Singapore are known for their solid economies and job markets that welcome skilled professionals from abroad. These nations offer a mix of economic opportunity, quality of life, and, in some cases, pathways to permanent residency and citizenship.
Through the Ministry of Overseas Pakistanis and Human Resource Development, the Pakistani government is actively working to facilitate employment opportunities abroad. This effort is supported by the Bureau of Emigration and Overseas Employment, which aims to help and protect the rights of Pakistani citizens working overseas. Yet, there are still challenges in fully becoming immigrants and meeting the legislative requirements of destination countries.
Organizations like the International Organisation for Migration (IOM) and the United Nations High Commissioner for Refugees (UNHCR) play key roles in managing migration flows. They provide support services and help with community integration. The IOM’s projects in Pakistan cover a range of initiatives, from migration management to disaster risk reduction. At the same time, the UNHCR focuses on determining refugee status and providing essential services.
The International Labour Organisation (ILO) also works with the Pakistani government to ensure safe and fair conditions for Pakistani workers abroad, emphasizing ethical recruitment practices.
Despite these structured efforts, irregular migration is still an issue, with Europe and the Middle East being common destinations for those who turn to labor smuggling as a way to migrate. This highlights the need for ongoing attention to creating legal and safe pathways for migration that can offer Pakistanis the security and opportunities they’re looking for.
Your World of Opportunities
Choosing a destination for migration encompasses lifestyle aspirations, economic benefits, and the quest for a better future. The programs and countries we’ve discussed offer a tapestry of opportunities designed to match the diverse needs of Pakistani migrants. Whether it’s the sunny Caribbean, the historical allure of Europe, the dynamic Asia-Pacific region, or the opulent Middle East, each path presents its own tapestry of benefits, from quality of life to business and job prospects.
Embarking on the journey of migration signifies more than a physical move; it’s about taking a bold step toward new possibilities. So, as you weigh your options, contact us for a free consultation about migrating to one of these countries.
FAQs
Which Country Gives Pakistanis Citizenship Easily?
Among the countries known for their relatively straightforward citizenship by investment or residency programs, Dominica stands out for Pakistanis. It offers one of the most affordable and least complicated paths to citizenship, requiring a significant investment in either the country’s Economic Diversification Fund or approved real estate. The process is efficient, with the possibility of obtaining citizenship within a few months without a residency requirement.
Where Do Pakistanis Immigrate the Most?
Pakistanis have historically gravitated towards several key destinations when considering immigration for better employment, education, and lifestyle opportunities. The United Arab Emirates (UAE) and Saudi Arabia are top destinations due to their proximity, economic opportunities, and significant Pakistani communities. The United Kingdom, Canada, and the United States also rank highly due to their robust Pakistani diaspora communities, strong economy, comprehensive support systems, and diverse opportunities.
Which Country is Easiest to Immigrate To?
For Pakistanis looking for an easy immigration process, Portugal’s Golden Visa program is highly attractive. It requires an investment in real estate or a significant transfer of funds, but it offers a relatively straightforward path to residency. The program does not have stringent residency requirements, and holders can apply for citizenship after five years. This program is especially appealing due to Portugal’s pleasant climate, high quality of life, and position as a gateway to the European Union.
Which Country is Best for Job Opportunities for Pakistanis?
The United Arab Emirates (UAE) is often considered the best country for job opportunities for Pakistanis, owing to its dynamic economy, diverse job market, and large Pakistani expatriate community. The UAE’s tax-free income and investment in construction, tourism, and business services offer wide-ranging and diverse job opportunities for skilled and unskilled workers. Its proximity to Pakistan and cultural similarities make it an attractive destination for Pakistani job seekers.
