The Portugal HQA Visa: Why Highly Qualified Professionals Are Moving to Portugal

Flag Of Portugal
Author:
Rihab Saad

Managing Director
Next Generation Equity

The Portugal HQA Visa is an attractive gateway for highly qualified professionals looking to immerse themselves in the European lifestyle while taking advantage of the benefits of EU residency. Designed for the elite group of specialists, executives, and entrepreneurs, this visa program makes living, working, and investing easier in a country known for its rich culture, stable economy, and strategic location.

With its inclusive family policy, access to a vibrant business ecosystem, and a clear path to permanent residency or citizenship, the Portugal HQA Visa is becoming a popular choice among discerning global talent.

We outline the many advantages, eligibility criteria, and application steps, giving you a comprehensive picture of why Portugal’s HQA Visa is the top choice for those planning to relocate to this charming European nation.

The Portugal HQA Visa

Benefits of Obtaining an HQA Visa

The Portugal HQA Visa is your ticket to European Union residency, offering a wealth of advantages if you qualify. This visa provides a path to EU residency with an initial two-year residency permit, which you can extend for another three years. Ultimately, this leads to the option of permanent residency or citizenship after five years.

It’s especially appealing if you’re looking to establish a life in the EU. The program benefits your entire family, including spouses, dependent children, and even full-age children who are studying in Portugal.

As an HQA visa holder, you’ll have access to Portugal’s vibrant startup scene and investment opportunities. You can also take advantage of the country’s stable banking, property, and business environment. The visa is tailored for high-level executives, entrepreneurs, and specialists in fields like cryptocurrency.

There are two pathways: active engagement through a startup visa or passive investment in qualifying projects. The HQA Visa is part of the EU’s strategy to attract global talent, focusing on contributions to research and development in partnership with Portuguese universities.

As an HQA Visa holder, you’ll enjoy freedom of movement within the Schengen Area, a safe and stable living environment, and the potential for significant tax efficiencies. Programs like the Non-Habitual Resident tax regime are available to you.

Portugal’s dual citizenship policy means you can keep your original nationality while enjoying the benefits of EU citizenship. The HQA Visa also offers a more flexible residency requirement compared to other visas, such as the D7, which is beneficial if you travel frequently.

Eligibility Criteria

To be eligible for the Portugal HQA Visa, you must be at least 18 years old, have health insurance, and possess a clean criminal record both in Portugal and abroad. The program targets qualified specialists engaged in intellectual labor.

You’ll need a higher education diploma, a work agreement, or a written guarantee from a Portuguese employer. Your salary must exceed $1,480, which is 1.5 times the average gross salary in Portugal. The salary requirement may be higher for professions in high demand.

The application process involves a preliminary due diligence and compliance evaluation and an online assessment meeting. You’ll need to submit the required documents, including a copy of your passport, proof of address, CV, or professional qualifications, and a no criminal record certificate with an apostille.

When applying for a residence permit, you must also present proof of residence in Portugal, such as a rental agreement. The initial residence permit is issued for two years and can be extended for an additional three years. After five years of legal residency, you can apply for permanent residency or citizenship.

The HQA Visa application costs from $188,890 to $194,450, covering all legal fees, process costs, and contributions to R&D funds. The HQA Visa program is designed for highly skilled professionals, including managers, IT specialists, engineers, doctors, and scientists.

It offers fast-tracked residency with no in-country stay requirements, providing a cost-effective alternative to the Golden Visa program. The program also includes expedited application processing, no business performance requirements, and no local hiring restrictions.

The program is flexible for remote workers and entrepreneurs, emphasizing skills, family ties, and business aspirations.

Key Differences from Other Portuguese Visas

The Portugal HQA Visa stands out from other Portuguese visas due to its lower capital investment requirement. It focuses on attracting highly skilled professionals. Unlike the Golden Visa, which requires a minimum investment of $555,556 in qualifying funds, the HQA Visa starts at a lower threshold of $188,890.

The HQA Visa also offers greater flexibility for those who frequently travel, as it doesn’t mandate full-time residence in Portugal to maintain residency status or eligibility for citizenship.

In contrast to other visas that may have stringent business performance metrics or local hiring quotas, the HQA Visa allows you to take an active or passive role in your investment. This makes it an attractive option for individuals and startups looking for a supportive environment to grow their business.

The HQA Visa program is also unique in its approach to residency. It involves a contractual agreement with a Portuguese university, focusing on contributions to research and development. This collaborative aspect underscores the program’s commitment to fostering economic growth and innovation within Portugal.

Moreover, the HQA Visa provides a direct route to EU citizenship with flexible residency requirements, setting it apart from other residency programs that may not offer a clear path to citizenship or that require more time spent in the country.This flexibility, combined with the inclusion of family members and the absence of direct business performance requirements, positions the HQA Visa as a comprehensive, family-friendly, and business-oriented approach to immigration in Portugal.

Housing In Portugal

Application Process for the HQA Visa

Required Documents and Forms

Embarking on the HQA Visa application necessitates compiling several documents to substantiate your qualifications and financial robustness. The process includes thorough due diligence and compliance verification. Essential documents include:

  • A copy of your passport.
  • Proof of address.
  • A comprehensive CV or evidence of professional qualifications.

Additionally, a no criminal record certificate from all countries of residence, accompanied by an apostille and evidence of health insurance, is required. For highly qualified professionals, documentation of a higher education diploma and a work contract or pledge from a Portuguese company is necessary to ensure compliance with the financial threshold of three times the IAS.

Guide to Submitting an Application

The application procedure is systematic, beginning with document preparation followed by an online assessment with a Portuguese university. Upon receiving pre-approval, a service agreement is signed, encompassing program participation and immigration services for the applicant and their dependents.

Subsequently, an appointment is scheduled at SEF or the Portuguese consulate, contingent on Schengen Zone access. The comprehensive application is then submitted to SEF for evaluation. The initial residence permit is processed within a timeframe of 2 to 12 weeks.

Upon completion of the initial two-year period, the residence permit may be renewed for an additional three years, subject to university confirmation of ongoing contractual engagement.

Fees and Costs Associated with the Application

The financial commitment for the HQA Visa Program is delineated into three installments. The initial non-refundable fee of $11,110 initiates the process and secures the SEF appointment. The subsequent payment of $88,888 is made post-SEF approval and is refundable until the final installment. The concluding payment, also $88,888, is made upon receipt of the residence ID and is refundable until the residence is renewed.

Processing Times and Tracking Progress

The processing duration for the HQA Visa varies, with residence permits typically issued within 2 to 12 weeks. The initial permit is valid for two years, with the possibility of a three-year renewal upon university endorsement. Applicants can monitor their application status through SEF or the Portuguese consulate, ensuring transparency throughout the process. After a five-year residency, applicants may seek permanent residency or citizenship, paving the way for a long-term presence in Portugal.

Residency Requirements and Rights

Duration and Renewals of HQA Visa

To maintain your residency status, you must apply for an extension 90 days before the expiration of your initial permit. Once granted, this extension solidifies your stay for up to five years in total.

Accompanying Family Members

Your immediate family, including your spouse and children under 18, can be included in your application. Additionally, dependent children over 18 who are unmarried and pursuing their studies in Portugal are also eligible.

Rights and Responsibilities of Residents

As an HQA Visa holder, you gain the right to reside and seek employment in Portugal, which can lead to a plethora of opportunities. You’ll have access to the nation’s healthcare and education systems and the ability to travel within the EU and Schengen Area. Portugal’s acceptance of multiple citizenships means you can retain your original nationality.

Pathway to Permanent Residency and Citizenship

After five years of lawful residency, you may seek permanent residency or citizenship. The application process for both is clear-cut and does not hinge on your business or investment performance. This offers a tangible link to EU citizenship, distinguishing the HQA Visa from other residency initiatives.

Coastal View Of Portugal

Living in Portugal with an HQA Visa

Life in Portugal

Portugal is known for its affordable cost of living, especially compared to other Western European countries.

If you’re living in Portugal, your lifestyle is about 31% less expensive than in the United Kingdom. When compared to the United States, your cost of living drops by around 40%, with housing costs being about 33% lower.

This affordability extends to various aspects of life, including food, transportation, and entertainment.

The country’s mild climate, renowned wines, and picturesque beaches contribute to a high quality of life. A couple can live comfortably in smaller Portuguese cities on a monthly budget of around $990 to $1,200. However, if you’re living in Lisbon, the capital, you’ll need about $1,450 to $1,770 per month for a comfortable lifestyle.

Outside of major cities, the cost of living can be even lower. A couple can live well on $2,500 to $3,000 a month. For North Americans relocating to Portugal, the cost savings can be significant. Many spend one-third to one-half less than they would back home.

Portugal also boasts several expat-friendly areas, such as the Algarve. The presence of English speakers makes settling in easier for those who haven’t mastered Portuguese yet.

Transportation in Portugal is convenient, with an excellent highway system and a preference for hybrid vehicles, which make up 36% of all registered cars.

Public transportation is widely used in larger cities like Lisbon and Porto. The country’s long-distance trains and regional buses provide reliable and inexpensive travel options.

Housing and Accommodation

Housing in Portugal is notably affordable. Small apartments in the interior of the country are available for as little as $315 to $385 a month. In contrast, the same size apartment in a fashionable Lisbon neighborhood could cost up to four times as much.

In Lisbon’s city center, expats should budget around $900 to $1,100 for a small apartment. A larger three-bedroom apartment may cost between $1,800 and $2,200. In Porto, the country’s second-largest city, housing costs are lower than in Lisbon.

A small city-center apartment in Porto might cost between $660 and $810, and a three-bedroom property might cost around $1,200 to $1,460. Suburban areas offer even more affordability.

Utility costs in Portugal are reasonable, ranging from $98 to $120 monthly. Internet services are also quite affordable, with packages typically costing between $31 and $38. The cost of utilities will vary depending on the size of the dwelling and the number of occupants.

A couple in a larger apartment can expect to pay between $130 to $140 for utilities. An additional $50 to $75 is typical for a high-speed internet and cell phone package.

Healthcare and Education

Portugal’s healthcare system is highly regarded, ranking 12th globally by the World Health Organization. Residents can enroll in the SNS, which provides universal but not free services. Certain services, such as vision and dental care, aren’t covered by the SNS.

This leads 20% of Portuguese citizens to carry private health insurance. Expats often opt for international health insurance plans, which allow access to private facilities with English-speaking doctors. The average cost for private health insurance is around $445 annually, with more comprehensive plans costing about $1,111.

Children under 18 and those over 65 receive free healthcare. The country has a national vaccination program for children. The healthcare system is a hybrid model offering private and public services.

The public sector is overseen by the SNS and regulated by the independent ERS. Emergency services are known for their rapid response. While emergency care is free, other services incur a fee.

The education system in Portugal is regulated by the Ministry of Education and the Ministry of Science, Technology, and Higher Education. It consists of pre-school, primary, secondary, and higher education. School is mandatory from ages 6 to 18.

Public education is free, though books, meals, and field trips cost money. The national curriculum includes Portuguese, mathematics, science, history, geography, and mandatory English. Secondary school offers options for other foreign languages.

International schools are available, primarily serving the expat community with various international curriculums. Fees for these schools start at around $5,555 a year. Financial aid is available for low-income families and children with disabilities.

This aid covers costs for education, therapy, and special carers. Language support classes are also offered for international children who aren’t yet fluent in Portuguese.

Cultural Integration and Networking

Portugal is welcoming to expats, with several areas like the Algarve being particularly popular. These areas are known for their ease of integration and English-speaking communities. The country’s pleasant climate and beautiful landscapes make it an attractive destination for those looking to enjoy a relaxed lifestyle.

The healthcare system in Portugal accommodates foreigners. Many medical professionals are fluent in English, which eases the integration process. The system has seen improvements over the past decade, ranking higher than several other European countries in terms of patient rights and health outcomes.

For those looking to network and integrate culturally, Portugal offers a variety of opportunities. The excellent transportation infrastructure makes it easy to explore the country and connect with both locals and the international community. Public transport in larger cities and the availability of long-distance trains and buses facilitate travel and social connections.

Aerial View Of Portugal

Alternative Portuguese Visa Options

Residency By Investment (Golden Visa Program)

Launched in October 2012, the ARI has attracted significant international capital. It requires a minimum stay of seven days per year on average. Despite changes in October 2023, which excluded real estate purchases as qualifying investments, the ARI still offers various investment options, such as a minimum $555,526 subscription in a qualifying Portuguese fund, creating jobs, or contributing to national heritage or research.

Investors must maintain their investment for five years and can include family members in their application. After five years, eligibility for permanent residency or citizenship requires a clean criminal record, no outstanding taxes in Portugal, and passing an A2 level Portuguese language test.

The ARI provides visa-free access to the Schengen Area. It does not impose tax residency unless the individual spends more than 183 days in Portugal within a calendar year.

D7 Visa

The D7 Visa, also known as the Passive Income Visa, is tailored for individuals who can demonstrate a stable, recurring income from sources outside of Portugal. This visa is ideal for retirees, property owners with rental income, or those earning income from investments or intellectual property. Applicants must prove they have sufficient funds to support themselves and any dependents during their stay.

The D7 Visa allows holders to reside in Portugal and can be renewed. After five years, it eventually leads to permanent residency or citizenship, provided all requirements are met, such as a clean criminal record and basic knowledge of the Portuguese language.

Digital Nomad Visa

The Digital Nomad Visa is designed for remote workers who earn their income from non-Portuguese sources. This visa allows digital nomads to live and work remotely in Portugal while enjoying the country’s favorable climate, vibrant culture, and excellent quality of life.

Applicants need to provide proof of income or financial means, a valid work contract, or evidence of self-employment. The Digital Nomad Visa is perfect for freelancers, entrepreneurs, and employees of foreign companies who can perform their work duties from anywhere in the world.

Work Visa

The Work Visa is intended for non-EU/EEA nationals who have secured employment in Portugal. To apply, individuals must first obtain a job offer from a Portuguese employer who can demonstrate that a Portuguese or EU/EEA citizen cannot fill the position. The employer must then obtain a work permit on behalf of the applicant.

Once approved, the visa allows the individual to live and work in Portugal for the duration of their employment. This visa can also be a pathway to permanent residency or citizenship after five years, subject to conditions such as language proficiency and residency requirements.

Student Visa

The Student Visa is aimed at non-EU/EEA nationals who wish to study in Portugal at a recognized educational institution, such as a university or technical school. To qualify, applicants must provide proof of enrollment, accommodation, and sufficient financial means to support themselves during their studies.

The Student Visa allows part-time employment, allowing students to gain work experience and support themselves financially while studying. This visa is typically valid for the duration of the academic program and can be renewed if needed. After completing their studies, graduates may be eligible to apply for a residence permit to seek employment or start a business in Portugal.

Embrace Your New Horizon with the HQA Visa

Embarking on the journey of obtaining a Portugal HQA Visa is more than just a pathway to EU residency; it’s a promise of new beginnings in a country rich with culture, stability, and opportunities. Whether you’re an entrepreneur ready to ignite your startup dreams or a professional seeking a vibrant work-life experience, the HQA Visa extends an invitation to weave your story into the fabric of Portugal.

Your ambition for growth and exploration has a home here. With a supportive framework for you and your family, plus the allure of Portugal’s lifestyle and investment benefits, taking this step could redefine your personal and professional landscape. The HQA Visa isn’t just a document—it’s your next chapter in a land blessed with history, progress, and endless potential.

 

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